At Miles F. Carpenter Co., Inc. we are an independent insurance agency. This means that we do not work for an insurance company, we work for you. We work on your side when you have a loss and follow through to see that you receive fair, prompt payment.

We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.

Our aims are simple: To reduce your insurance cost and to reduce gaps in coverage. Our professional staff analyzes your insurance requirements first from the viewpoint of Risk Management. By risk elimination, risk reduction, risk transfer or risk assumption the cost of your package of insurance may be considerably reduced.

Personal Coverage

• Homeowners
• Automobile
• Umbrella Liability
• Boats/Yachts
• ATV's
• Motorcycles
• Motorhomes
• Campers

Financial Coverage

• Term Life Insurance
• Universal Life Insurance
• Whole Life
• Group & Individual Health Policies
• Long Term Care Insurance
• Annuities

Business Coverage

• Property
• General Liability
• Worker's Compensation
• Automobile & Trucks
• Commercial Excess Liability/Umbrellas
• Professional Liability
• Bonds
• Directors & Officers Liability
• Equipment & Tools
• Farm & all needed coverage

Save Money with our Discounts!
Up to 25% Multi-Car Discount ~ Up to 15% Home/Auto Package Discount Up to 5% Non-Smoker Discount ~ 2%-20% Premises Alarm Discount Defensive Driver Course Discount ~ Good Credit Discount Continuous Insurance Discount